Gov’t eyeing automatic-fare collection system with ATM cards

COVID-19 has really changed the way we live. With cash being a potential carrier of the disease, businesses have begun to set up their own cashless or contactless payment systems, in the hopes of slowing down the spread of the virus.

In line with this idea, the Department of Transportation (DOTr), with the help of Land Bank of the Philippines (LBP) hope to soon roll out the Automatic Fare Collection System (AFCS) on all forms of public transportation.

With the AFCS, you don’t need to top-up virtual wallets. Instead, it will rely on your existing EMV-compliant ATM or credit cards. Through the new EMV chip, the fare is digitally deducted from your account. Simply tap to pay. The project aims to minimize person-to-person contact, as well as modernize the payment system of mass transportation systems in the country.

What’s in it for the rider?

We may still have our own motorcycles, but in the event of a mechanical breakdown or a flat tire, you may have to catch a ride as a commuter. Rather than carrying something like a Beep card, riders can simply use their ATMs, especially in emergencies like these.

Once the AFCS is rolled out, that means you no longer need to carry cash with you, just your ATM or debit card. With this option, the ATM can be used to pay for motorcycle taxis, or even motorcycle courier services. Instead of loading up a separate virtual wallet depending on the mode or transport or operators, a passenger/ client could just use his or her ATM to pay for the motorcycle taxi ride.

Take the survey

To help the government decide on the AFCS’ upcoming pilot testing, click this link to participate in the short survey. By taking part in this survey, you’re providing the government with helpful information for the program’s implementation.